Professional

Since joining Northwestern Mutual in 1999, Bill has earned the Certified Financial Planner (CFP), Chartered Life Underwriter (CLU),  Chartered FInancial Consultant (ChFC), and Chartered Advisor on Senior Living (CASL) professional designations.

Certified Financial Planner^TM (CFP®)  

The Certified Financial Planner^TM (CFP®) certification is one of the most recognized financial planning marks in the world. CFP® certification identifies to the public those individuals who have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence when dealing with clients. The certification differs from an educational designation or state license in that it is based upon requirements that have been determined by extensive job analyses of actual practitioners in the field, and therefore, continue to evolve with the profession. The CFP® certification prepares the financial services professional for a career-long commitment to meeting the ever-changing financial needs of clients. 

Chartered Life Underwriter (CLU^®) 
The Chartered Life Underwriter (CLU^®) designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals.

To obtain the CLU^® designation, a candidate must complete required coursework, meet experience requirements, maintain ethical standards, and comply with The American College's Code of Ethics and Procedures along with periodic recertification / continuing education requirements. 

Chartered Financial Consultant (ChFC®)  

The Chartered Financial Consultant (ChFC®) designation focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals. The ChFC® program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients. 

Chartered Advisor for Senior Living (CASL^™) 

The Chartered Advisor for Senior Living (CASL^™) designation focuses exclusively on the unique needs of mature clients. Developed with input from a panel of industry professionals, the designation provides representatives with comprehensive knowledge on the full range of financial, health, psychological and sociological issues confronting older clients. Individuals who earn the CASL^™ designation gain a thorough understanding of health and health care, long term care insurance, planning for pension distributions, suitability of investments, federal estate taxation and counseling on key family decisions. 

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame logo), which awards to individuals who successfully complete initial and ongoing certification requirements.